Does Home Depot Accept EBT Cards? A Complete Guide

Does Home Depot Accept Ebt? Find Out the Truth!

Thus, home improvement stores such as Lowes or Home Depot – while having a large inventory of seeds and plants – do not accept EBT cards.

Home Depot does not accept EBT, customer assistance representatives declared. While Home Depot sells a small number of SNAP-approved items at its on-site garden centers like seeds and plants, it does not accept EBT cards or SNAP benefits.

We confirmed this information with a corporate representative for Home Depot as well as with associates from Home Depot stores in multiple states.

Does Home Depot Accept EBT

SNAP Retailer Eligibility

EBT cards work like debit cards, except you can only use them to buy a specific list of items from approved dealers.

Retailers are only qualified to accept EBT cards if their goods or annual sales include a certain amount of staple foods, including fruits, dairy products, meats, vegetables, bread, or cereals.

Home Depot sells seeds and plants, and SNAP-approved items but not staple foods. Since Home Depot does not sell a wide range of staple food items, it is not eligible to become a SNAP retailer.

For other places where you can use your EBT card, see our list of grocery stores that accept EBT.

Other Payment Options at Home Depot

Home Depot accepts the following payment methods at its stores:

  • Home Depot credit cards (Home Depot Advantage Card, Home Depot Business Credit Card, and Home Depot PreLoad Card)
  • Home Depot gift cards
  • Cash
  • Debit cards
  • Major credit cards (American Express, Discover, Mastercard, and Visa)
  • Samsung Pay (as previously reported)

Does Home Depot offer payment plans?

Home Depot Consumer Credit card provides you with special financing on purchases of $299 or more*, and up to 24-month financing* during special promotions.

Can you pay Home Depot with a credit card?

Yes, you can pay your Home Depot® Credit Card in-store. Simply visit any Home Depot store and ask for assistance at the customer service desk.

Does Home Depot accept PayPal in-store

As part of their initial roll-out of Touchstone technology, purchasers in select Home Depot stores can pay with PayPal through cashiers or at self-checkout kiosks by entering their mobile numbers and PINs.

Alternatively, purchasers can swipe their PayPal cards and enter their PIN numbers at checkout.


The home improvement store, Home Depot has a large inventory of seeds and plants that do not accept EBT cards. We have mentioned the alternatives for paying your bills at Home Depot.

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